Tool 02 of 10
Loan / EMI Amortisation Schedule
ReviewedLast reviewed Oct 2026 · Educational formulas
Calculate your fixed monthly payment and view the full amortisation table.
Inputs
Results
Enter your values and press Calculate. Results update live after the first calculation.
How it works
The equated monthly instalment uses the standard annuity formula EMI = P × r(1+r)n / ((1+r)n − 1), where P is the loan amount, r the monthly rate (annual rate ÷ 12) and n the number of monthly payments.
Each month, interest is charged on the remaining balance and the rest of the payment reduces principal, so early payments are interest-heavy. Fees, insurance and rate changes are not included.
Estimates for educational purposes only. Results are approximations and not financial advice. See the disclaimer.